What are money market funds?

A money-market fund is a very low-risk type of mutual fund, meant to be as close to cash as possible while still earning a modest return. It is different from a money-market account, which is a type of deposit account in which the entire principal is invested in money-market funds by the bank. One key difference is that money-market accounts are FDIC-insured, while money-market funds, like all mutual funds, are not.

Short-term savings

Money-market funds are meant to be very "liquid," meaning they are easier to cash out at any time without expecting a loss, and thus are used for many short-term savings needs:

• an emergency fund
• a savings account for a down payment for a house
• a college fund for teenagers
• a savings fund for travel or other near-term needs
• a "parking place" for money while you decide how to invest it

The investments that make up a money-market fund are "cash and cash equivalents." These are limited to highly rated debt issues (think AAA and AA) that mature in 13 months or less. Typically, money-market funds are mostly invested in U.S. treasury bonds, CDs from highly rated U.S. and foreign banks, and commercial paper (similar to bonds, with much shorter maturities, and usually issued by banks or very highly rated companies).

Retirement savings

A money-market fund is an investment choice you can make in most retirement accounts, including IRAs. Many retirement savings accounts, especially those managed on behalf of employees -- 401(k) accounts and the like -- make the default investment into money market funds. These default investments are made for funds that allow participants to make decisions about where to invest, also known as "elections." If you don't make an election, the fund manager is required to put your money into something relatively safe with at least a small expected return.

Growth expectations

The average annual growth for money-market funds tends to be at the low end of the spectrum, a reflection of the low risk associated with these funds. The Fidelity Cash Reserves Fund, one of the largest such funds available, shows historic annual returns between a low of 0.02 percent (2010) and a high of 4.97 percent (2007) over the past decade -- comparable to the interest rates in an ordinary bank savings account.

Loss of principal is rare

Money-market funds are meant to maintain "nominal value" -- in other words, the principal value is never expected to fall. If you have a $1,000 investment in a money-market fund, your account balance should never fall below $1,000. If it does, it's called "breaking the buck" and it's very rare. It has happened recently, though: in 2008, during the financial crisis, the Reserve Primary Fund became "illiquid" (it was unable to issue cash to investors who asked to withdraw their money) because it was invested in securities issued by the ill-fated Lehman Brothers. Even these investors eventually recovered 98 cents on the dollar.
Money-market funds are mutual funds, but most mutual funds hold at least a portion of their portfolio in money-market funds, given their relative safety.

Should I risk money in the stock market?

Before you begin to answer the question, "Should I risk money in the stock market?" you should first assess your investment goals, needs and risk tolerance using this series of questions:

• What are my investing goals?
• When will I need this money? (Or: What is my investment timeline?)
• What is my risk tolerance?

The answer to the larger question about whether you should risk money could be "yes" for one person and "no" for another person in the exact same financial situation -- same age, same goals, same income, same investment timeline. Some of us are just better able emotionally to handle risk than others and are more comfortable with the inevitable ups and downs of the market. Others of us would rather play it safe, even if that means delaying retirement or getting by with less (now or later).

It's OK to say 'no'

If the word "risk" is the one that stands out the most when you ask "Should I risk money on stocks?" it's likely that you've already come up with an answer. You're thinking of it as a risk, and it sounds scary. You need someone to talk you into taking the plunge. Here's the thing: you don't have to. It's OK to say "no."
There are plenty of investments that can help you grow your retirement savings (or whatever money it is you're thinking about investing) without putting your principal at risk (at least, not nearly as much as stocks). With today's CD rates, that money won't grow quickly, but it's a lot better than not saving at all. If you're going to spend most of your time worrying about losing your money on stocks, maybe investing somewhere safer will save you costly stress. (Yes, stress costs you, both in health effects and in well-being, which has a long-term effect on perceived wealth.)

Historically, stocks outperform everything else

Yes, it's true, the stock market is volatile. And it is possible to lose 20 percent, 30 percent or even your entire investment in one given stock (it's happened to me) if things go horribly wrong. But you can hedge, or greatly lessen, that risk by investing in stock index funds or other widely diversified mutual funds. And, over time, even in the worst of times, stocks have held their value and grown. You can pick a time frame of a few years that might show a great decline in a diversified basket of stocks, but if you pick a time frame over 10 years, it's highly likely you'll see modest growth -- and in some cases the growth is eye-popping.
If you're willing to wait long enough -- 30 years is, for the record, "long enough" -- you can be confident of receiving a stock market return that's significantly better than bonds or CDs. (Of course, historical returns are no guarantee of future results; they do, however, give many investors far more confidence about future results.)

Say 'yes' if you have the time to ride out the ups and downs

If you have 20 or 30 (or more) years before retirement, and your risk tolerance is at least fair-to-middling, you may decide it's worth the risk to invest in the stock market. Just about everyone will tell you to make sure your portfolio is diversified, so when you're risking money, you're not risking everything in one basket. But the thing about gaining wealth is that it does take swallowing some risk. You just need to figure out how much you can tolerate.

Should I Use a Broker?

Brokers, like, in Boiler Room?

Before we answer the question, "should I use a broker to buy and sell stocks?" we should distinguish what, exactly, we expect a broker to do:

• All brokers are legally permitted to buy and sell stocks, bonds and other securities, like derivatives and commodities, on a stock exchange on behalf of a client.

Many brokers perform additional services (and if you've ever watched a movie featuring stock brokers, this is likely what they were doing):

• Many brokers advise clients on which stocks and bonds to buy and sell, how much, and when
• Some brokers provide additional financial services or recommendations, like asset allocation, estate planning, the tax impacts of certain investments, and even small business or real estate investment ideas. Such an individual might have an additional certification, like the Certified Financial Planner designation.

From the comfort of your own home

If all you want to do is to find someone to carry out an order as you execute it -- to make a specific stock purchase for you when you decide the time is right -- then you do need a broker (someone who, by virtue of having passed the Series 7 examination, is legally permitted to buy and sell stocks and bonds). But you don't actually need to have a personal broker; a person to whom you talk. Online brokerage firms which let you type in stock symbols and quantities of shares and click, "buy," will do just fine. You'll typically pay far less for the service, and you won't have someone's advice mucking up your investing chi.

Would you hold my hand?

If you, conversely, have no idea either what stocks you might want to buy or how to go about creating a "portfolio," or even only the vaguest idea what a portfolio is, you may be the perfect candidate for the sort of broker who calls you on the phone and says, "I want to see you in some GE stock pronto!" I speak from a very jaded perspective: my husband was once employed (until he couldn't take the culture any longer) by a prototypical "boiler room" style brokerage. And so I can say this: you do not need a broker who has come to you through cold calls or by having been referred by an acquaintance. These individuals are, more often than not, being encouraged to sell certain stocks and are less likely to be making decisions based on your needs; especially if they call you up out of the blue insisting that you need to "get in on the ground floor" of some specific investment.
You need a broker working for a bland, low-pressure firm, a so-called "storefront" brokerage where you can walk in and sit down at someone's desk and see that there's no one yelling or putting your name on a white board. You've surely heard their names on TV commercials and seen them downtown; ask around your office or group of friends and find out if anyone else you know has a recommendation (my advice: steer clear of relatives of people you know; in my experience one has a far lower bar for relatives than for less emotionally connected service providers).

DIY investing

If I taught personal finance in high school, I would tell my students to experiment with do it yourself investing and hope that began a lifelong interest in the market. Most studies show that highly-paid investment advisers and mutual fund managers aren't really much better at stock picking than random chance (if at all). In my opinion, it follows that you are the best one at picking stocks for you. If you read up on how to create a diverse portfolio, and how to (roughly) allocate assets, you will likely do a great job of picking out your own stocks. Maybe you are a coffee nut and you've found the next Starbucks. Maybe you've noticed a chain's stores are run-down in your city and you decide against investing in that company's stock. There are plenty of resources (like right here!) and it's possible to find investing clubs just about everywhere, where you can DIY together.

You need a brokerage

It's definitely the case (unless you yourself are a licensed stock broker) that, in order to invest in stocks and bonds, you need a brokerage. Whether it's an impersonal online brokerage with which you only communicate by clicks and all-caps letters and numbers, or an office where you can walk in and shake someone's hand, is a matter of personal preference. My own preference is to learn about stocks on my own and make decisions based on my values and financial situation. I am, after all, the one who knows me best.

Is 'Buy and Hold' a good investment strategy?

The buy-and-hold investing strategy explained

If you are trying to decide which investing strategy to use after having learned a bunch of new financial lingo, you might be thrilled to come across the buy-and-hold strategy. What you see is what you get! The buy-and-hold investing strategy is simple:
You purchase stocks and hold them for a long time, decades even, until you retire or even longer.
Phew. That was easy! Now, is it a good idea?

Warren Buffett does it. So how could it be wrong?

I believe in Warren Buffett. I'm the sort of fan who's read all the books and stood in line for hours to listen to him live (that's a good story for another time). It's really hard to argue with the third-richest man in the world, according to the Forbes 2012 World's Billionaires list. And Warren Buffett is a fanboy, too, of so-called "value investing"; the concept espoused by early investing great Benjamin Graham.
Value investing is almost just like buy-and-hold, but it's more of a focus on the stocks whose market prices (i.e. the value of the stock times the number of total shares) are less than their actual value, and hold them for years and years, or until the market price finally comes up to their real value.
This takes a lot of analysis, of course, which is supposedly what makes Warren Buffett so rich. But I'm tempted to believe it's not so much the careful monitoring of the value of the companies but the long-term, patient, unwavering holding that has made him rich. Sure, you've got to pick good ones to begin with. But when you're buying stocks with an eye toward holding them for decades, it's a lot easier to discard trendy companies or speculative, high-risk businesses.

'Buy and Hold' makes sense for everyone. Except…

I really believe in the buy-and-hold strategy, although there are certainly cases when one might want to get rid of a stock. Say, if it has gone bankrupt or the CFO has been indicted for accounting irregularities going back years (these are two examples of cases when I sold a stock; though, to be honest, in the second case I was too late to sell; the stock plummeted to $0 immediately). Or, if a company has done something you personally think is really stupid. Plenty of people sold tobacco stocks when they went before Congress insisting that their product was not addictive. But it's hard to find exceptions to the rule. Here are a few cases in which 'buy and hold' isn't a good strategy.

• If you're a professional investor with great access to information and lots of technical knowledge and experience. This would seem to be a great time to throw out the buy-and-hold strategy, except for data that professional money managers can't even beat the stock market index funds over time.
• If you don't have much money and want to own a diverse group of stocks. Well, in this case a stock market index fund might be a good choice for you. But it would still make lots of sense to buy the index fund and hold for a long time; knowing when to sell the fund (when the market was falling, theoretically) and rebuy (before it rebounded but JUST before) would be beating the market; and we just said that was near impossible!
• If your risk tolerance is extremely high and you were born to be a day trader. OK, sure, go crazy if you think you can't live any other way. I did have one friend (one!) in business school who made his entire business school tuition day trading during our second semester. He went on to be a Wall Street trader (of course). But even he told me he didn't think this was something he could replicate. It was just him taking advantage of that notoriously irrational exuberance resulting in a one-time success.

I can't really think of any legitimate reasons not to use the buy-and-hold investment strategy. Given that, and the famously successful examples of that strategy, I think, for a beginning investor, it's a great way to dip your toe into the stock market.

Unconventional Ways to Earn Money in College

6. Blogging
People may laugh at you at first when you tell them that you are blogging to earn a little extra money, but it certainly is possible. Many people earn a full-time income from blog. It will take a little while to get enough traffic to start earning money, but the possibilities are endless after you are an established blogger.
If you want to start blogging, make sure that you are passionate about your topic because you will need to write a lot about it. The potential income isn’t the only benefit either. On top of paying for your school, it can also develop your writing skills and force you to learn a lot of transferable skills. Whether that is graphic design, website design, marketing, or just basic organization, it will help you with your future career.
7. Donate Blood / Plasma
While some people honorably give their blood as a donation, it is also possible to earn a little money for your blood. Many of my friends in college took advantage of donating their plasma. They were able to get $40 every time they donated and were able to do it multiple times a year. Looking at it from an hourly rate perspective, it is a great way to earn money and help you pay the bills.
8. Online Surveys
People often think this is a scam, but consumer information is extremely valuable to companies. It helps them market their products more efficiently for a larger profit, so they are willing to pay for useful information. It may take a little time to find the best program, but it could be worth the time and effort. It’s also something that you can do from any location and at anytime. How much more flexibility can you ask for?
9. Virtual Assistant
There are many sites out there that will allow you to work for other small business owners as a contract worker. This means that you will be hired to this or that in exchange for a preset price. While you may be forced to accept lower hourly rates at first because you are competing with international workers, with enough references and experience, you can demand a reasonable hourly rate. This too offers great flexibility and could easily turn into a long-term position.
10. Translations
Do you know a second language? If so, translating may be a great option for you. It will help you stay fluent in both languages and give you some easy money to pay for school. A co-worker of mine, who is currently a graduate student, makes some decent income doing regular translation work. While I don’t know how much he makes per hour, I do know that he continually gets faster and it helps pay his way through his graduate studies.
Earning money while in college is not only possible, but easier than it used to be. With the increased use of the internet, more and more options are available to you with increased flexibility in hours and location. While it may be beneficial for you to take a more conventional way to beef up your resume, earning money through an unconventional means can be a nice supplemental income.

Conventional Ways College Students Can Earn Money

1. Deliver Pizzas
This may not be your dream job, but it is a great way to pay the bills while you are in college. The traditional evening and late-night hours can make it easy to sign up for any class, regardless of the time it is offered, without having to worry about it conflicting with your work schedule.
While it typically does require you to have a car for the deliveries, it can pay well. You not only have a base hourly wage, but will receive pretty good tips each night. Everyone loves their pizza and big tips are not uncommon (although you will have some cheapskates that don’t give you a tip).
2. Tutoring
Tutoring is an excellent way to earn money as a college student. If you find a tutoring gig in your field of study, it will allow you to touch up your studies and get paid to do it. This may also be an excellent option for people aspiring to be teachers for their career. Another great benefit is the hours. Most of the time, tutoring hours are arranged around your schedule. This means that your studies can remain a priority.
3. Teacher’s Assistant
Another great way to earn money is to serve as a teacher’s assistant. This means a close connection with a professor and the possibility to get college credit while earning some cash. If you perform well (it would be hard not to), the professor can serve as a great reference for future job opportunities. Again, the hours are flexible and it’s usually not that hard of work. Some grading and other administrative tasks like copying, filing, etc.
4. Office Job
While it may not be the most exciting way to earn money, getting an office job, whether it’s on campus or off, is a great way to earn money while in college. It gives you great work experience that translates to almost every field and helps you pay the bills. Your friends may be laughing now while they sleep in before their first class at noon and you go to work, but you’ll have a much easier time getting a job after college.
5. Scholarships
Applying for both private and school-funded scholarships is a must as a college student. You may not think that you are smart enough, but there are many scholarships out there that may be perfect for you. The best part about scholarships is that it is a great return on your time investment. It may take 5-10 hours to apply for a few scholarships, but if you are successful, it could mean several hundreds of dollars per hour invested. Try to find a job with an hourly rate that compares to that figure.

10 Conventional and Unconventional Ways of Earning Money in College

his is an amazing guest post from one of my closest friend and fellow yakezie, Corey who blogs at 20′s Finances. He writes to give young adults the tools needed to conquer financial challenges. 
There are many times in a person’s life that are full of struggles, but probably very few that compare to the financial challenges of college. Staying in the black while you are in college is a difficult thing. Not only are you paying lots of money to further your education (in hope for getting a better job), but you are also pretty busy with your homework. Trying to find time to earn enough money can be a challenge, but it’s not impossible.

If you are thinking of using student loans to pay your way through school and figure out how to pay them back after you graduate from college, think again! There are several ways that college students can earn more money and it doesn’t involve going into debt.

While I didn’t go to the most expensive school, I was able to pay my way through college without going into debt. Graduating debt free has given me a lot of financial freedom and flexibility in life. Instead of having to work a job that I hate, I can choose it based on merit.

Earning money while you’re still in school can go a long ways. It may be difficult to know how to earn money while still focusing on school, so here is a list of 10 ways any college student can earn money. The list includes 5 conventional ways to earn money and 5 more unconventional ways. Sometimes you have to be creative.

101 ways of earning money on the side

1. Blogging – You can earn money with your blog. Look no further than this blog. OCAAT is now a regular money earner, although I display too few ads here. Be a blogger and write the topics you love most.
2. Online Consultancy – Online Consultancy is also a very good option for earning extra money. pick up your area of expertise.
3. Surveys – You can earn money by taking online Surveys. You need to register for sites that publish surveys.
4. Seasonal Shop – Seasonal retail shops could be very good side hustle.
5. Reviewer – Be a critique or reviewer and review goods and services. Manufactures/publishers pay small money for this.
6. Tree removal- You can start tree removing service. For that you will need good equipment and some experience in this field.
7. Maids – Start house cleaning service, not necessarily you need to clean yourself, you can hire.
8. Snow shoveling - If your area gets a lot of snow fall , you can start shovel service in the neighborhood.
9. Dog walking – If you have spare time then you can take dogs on walk.
10. Property management – You can start property management service for your neighbors who spend most of the year away from home. you can offer your service as a proxy landlord.
11. Performer – You can earn by working as a street performer, bit too extreme but if you have talent then why not. Be careful not to become joke of the town.
12. Moving business – You can start packers and movers services or at least you can become one of the agents of moving companies.
13. Door cleaning – Provide window and door cleaning service.
14. Lawn Mowing – You can start lawn mowing service. This business can be very successful specially if you have free morning time.
15. Pet sitting – You can start pet sitting side hustle.
16. Garden farming – You can grow vegetables in your garden and can sell excess.
17. Teach English – If you are very good in English you can do proof reading, you can even teach English in community schools.
18. Pet grooming – By taking small fee from people you can groom their pets.
19. Scrap-booking - Many people love beautiful scrapbook, so you can earn by designing beautiful scrapbook.
20. Be a speaker – If you are a good speaker you can earn by working as a public speaker for any agency.
21. Assistance- You can be part time assistant of some small businessmen.
22. Help seniors – You can earn by doing some simple household chores for senior citizens.
23. Part-time Bartender – you can become a part-time bartender or server, if social reputation is not a concern.
24. Transporting goods – You can earn money by transporting goods, specially if you have truck/bigger vehicle.
25. Soap making business – You can start small soap making workshop.
26. Get bank incentives – You can earn little side money by opening fee-free checking accounts at banks that provide sign-up bonus.
27. Price arbitrage – You can buy goods from local market which is cheap and then sell those goods for good profit.
28. Repair electronics – If you can do electric repairing then buy old gadgets, repair them and sell them.
29. Sell your paintings – If you can paint, you can sell your art online, you can even host local exhibition (even in your yard) and sell your paintings.
30. Babysitting – If you have too much spare time then you can do babysitting.
31. Rent your room – If you have spare room in your house, you can start a bed and breakfast service. You can even rent it out to tourists when you are not at home.
32. Cake decoration – You can start cake decorating side business. you can attend classes at local arts and craft stores (‘Michael’s’ offer this course) to learn.
33. Candle making – Candle making is very easy and mostly don’t require attending classes, you can buy equipment and read books on candle-making.
34. Garage sale arbitrage – You can buy stuff from garage sale and sell on eBay and other online websites, earn the margin.
35. Programming jobs – If you can do programming, you can get online jobs, register for freelance sites. This can be an interesting off-work activity which can actually improve performance in your main job.
36. Website design – You can earn by designing websites/blog if you have that knack and expertise. You can start easily after taking few web designing classes at local community colleges. One of my friends is doing just that and earning decent money regularly.
37. Staff writing – Some online sites pay for writing articles for them. You can do this work from your home at spare time.
38. Market your videos – If you have some original videos put them on youtube and earn money by using Google ad-sense enabled.
39. Teach music – If you are good in playing musical instruments, start teaching others for money.
40. Furniture assembly – You can start furniture assembling business if you have plumbing skills. If you have a truck and can carry items from furniture stores, you can start this business immediately. All you need to do it putting up your ad on Craigslist.
41. Phone book delivery – Every year people are hired to deliver phone books. You can earn seasonal money by becoming a delivery agent.
42. Coffee shop – You can start your own coffee shop, you require a license though.
43. Gas station – If you can invest money then opening a gas station and hiring attendants could be a great side hustle.
44. Virtual teacher – If you are particularly strong in some subject, you can start teaching. There are sites that offer virtual tutor services, register with them first.
45. Be a DJ – If you are in to music, playing DJ at local parties/wedding is a possibility for you to earn some extra money on the side.
46. Start boutique – You can start your own boutique. I have known many talented women who can easily start their own line of clothing.
47. Sell your photographs- You can sell your digital photographs to sites that re sell them to publishers. You can earn from few cents to few dollars per picture, based on the quality and subject.
48. Fix computers – If you know computer hardware then start fixing computers, again putting up ads in local classified and Craigslist could bring you order.
49. Event manager – You can start an event management business. When someone you know is having a party, ask him/her if you can plan it for a small fee.
50. Sell  candies – Make candies at home and sell those for good profit.
51. Fish farming – You can start fish farming at home and then earn by selling fish.
52. Programming/designing – If you are good in programming then design some apps and sell those online.
53. You can provide service as a nanny.
54. Virtual Assistance – You can work as a virtual assistant, if you wish you can become my editor and get paid on per post basis (really I am looking). There are various work for VAs from attending calls to writing contents and writing mails.
55. Golf caddy – You can work as a caddy over week-ends.
56. Party photographer – Work as photographer for weddings and parties. You can learn the trade from local community schools. you need to put nominal investment to buy DSLR camera and lenses.
57. Network Marketing – It’s lucrative money earning business. You get paid to promote commercial goods and services to mailing lists or social network. Amway and Etsy are good examples of network marketing. Your communication skill would determine your potential.
58. Store attendant – Earn money by managing small businesses near your home. You can be paid to manage sales counter or just for keeping an eye over the shoppers.
59. Cook – Work as a part timer chef and help out others
60. Swimming instructor – Become a swimming instructor, all you need is a training and a license.
61. Handy man – You can do handy man services as side hustle.
62. Baking – If you can bake well, make cookies, cakes and pastries for selling.
63. Interior decoration – Start doing interior decorating. you can also stage homes for sale if you are in to interior designing.
64. Knitting – If you can, start knitting. This business pays well.
65. Wedding planner – You can plan weddings. This business is a very good side business.
66. Sale body parts – You can sale your body, not talking about sex here, you can sale your sperm, blood, hairs and nails for money. Its better to consult your physician before donating blood.
67. Make apps – If you can make smart phone apps, you can code new apps and sell it online.
68. Coaching – If you are good in sports, you can teach this to youngsters.
69. Credit card rewards – Use credit cards and pay off total due every month. You dont have to pay interest and the reward is yours to keep. I have earned decent money so far.
70. Do odd jobs – ‘For hire’ section in Craigslist contain odd jobs watch out for them.
71. Logo design – Design a logo for new businesses or websites if you’re a graphic designer.
72. Paper route – news delivery is perhaps the number one in the chart for school/college kids. You can start by contacting local news paper office.
73. Use your car – You can even make money from your car.
74. Taxi business – Buy a taxi and hire a driver if you have money.
75. Make soft toys – Make some soft toys and sell those online.
76. Landscaping – If you have skills, start landscaping and gardening service in your neighborhood. You’ll need to buy tools
77. Garage sale – Conduct garage sales and earn money by getting rid of clutter at your home.
78. Buy some consignment shops and rent those.
79. Catering Service – Start a catering service, provide food to local parties/wedding
80. Card selling – Make some greeting cards at home and sell online.
81. Car wash – Have a community car wash, involve children and earn money every week-end (well, almost).
82. Medical studies – Participate in medical studies. Companies that are trying to receive approval from the FDA hire people to participate in studies as apart of their research
83. Start cosmetic selling shop.
84. Data entry – Start data entry business, this is zero investment business as well.
85. Flower arrangement – Start flower arrangement service. I know a community college near our home that offers this course.
86. Open a dorm – Start hostel/dorm facility in your spare room.
87. Language instructor – Teach languages you know to foreign visiting students.
88. Transcription – Start translation/transcription service at your free time.
89. Interpreter – If you know a second language, you can become an interpreter, even govt. agencies look for interpreters on ad-hoc basis.
90. Be a bouncer – If you have that physique, you can become bouncer at bars/pubs.
91. Freelancing projects – Make team of freelancers, take projects and earn money.
92. Fundraising – Becoming a fundraiser allows building an extensive network and make extra money while working for a worthy cause.
93. Setup home based garage – Start a small garage and give it to any mechanic on rent.
94. Leaflet distribution – Start leaflet distributing service, this can be a fun week-end activity.
95. Mystery shopper - Be a mystery shopper on behalf of the manufacturers and take test of the sellers. I know a few mystery shoppers , another good thing is they get lot of free stuff to keep.
96. Travel agency – If you love assisting people with their vacation plans, starting a home-based travel agency could be an ideal side hustle for you.
97. Social media promotion – Earn money from social media. Businesses pay money for promoting their products on social media. Grow big list of social media followers and look out for offers.
98. Live stock farming – Specially those who live in rural areas, can start live stock business in their backyard.
99. Put banner on your property – Use your property (car even) for setting up billboards if you can cope with that view.
100. Rent your parking spot – If you have extra space in parking lot, rent that extra space. If your parking lot remains empty during work hours you can rent out the spot.
101. Advertising business – Start advertising business, middle men earn money by performing co-ordination job. You can contact publishers  and advertisers separately and earn money by playing middle man.

These hustle may be sounding like an easy task but, in reality they are tough jobs at times. Getting a start is very important, getting first few clients is probably the hardest part of it. Don’t get disheartened, it took me 6 months before I started earning money for this blog.
You’ll be successful if you have ambition and are willing to put hard-work.

101 Ways to earn extra money from side hustle

t One Cent at a Time we teach you to grow one step at a time. Today we will show 101 steps to earn side income. This could be an overwhelming list of side hustle opportunities. I would suggest you glance over and judge which are the ones that best suited for you.
Working for yourself may not be easy, people may also second guess you. Why do you need to have a second job? Are you still employed? Are you hungry for more money? You may be discouraged by your own circle of friends and family. But, do not let the naysayers damper your spirit.
Working in a second job is for your better future. You can retire early to enjoy all that life has to offer, if you earn extra money with your side hustle.
In the era of recession and outsourcing, your job is no more secure. Some of you may have seen unemployment or salary cut. Your income is shrinking — but your bills aren’t. This side gigs can help you gain some padding to your diminishing income.
Only one caveat – do not ignore your family and near-ones in your endeavor. If you have a steady 9 -5 you may need to limit time for side hustle. Let’s begin our quest:

Easy Ways to Earn Money Online

Money is not everything but it’s still one of the most important thing today and will be for future. And being online, we have ample opportunity to earn money. Though, being a newbie, many of you might have wondered is online money real? Can people really make money by working online from Home? And believe it or not, there are many people who make a handsome earning out of working online and from home. Today, I’m going to share some of the easy ways to earn money online. The best part is, it’s not limited to certain age group, a 40 year old house wife, a 15 year old school kid or a retired person can always pick any of the options and start paying some of their bills by income he/she make by working online.
There are various work and earn from home opportunities available online and I’m sure many of you have come across advertisements like click on ads, form filling jobs and earn hand some income. I don’t say all of them happens to be a scam, but believe it most of them are. Half of the companies are like Hit and run and you will keep waiting for check to arrive at your door step.
There is nothing like Shortcut for money, but yes, there are some simple ways like you can sell your stuff online, fill survey forms and so on, which actually pays a good amount. Though, when you pick any of these websites, make sure you read complete review and feedback online about Payment, else you might be the another victim of an online scam.
Before, I will share these easy ways to earn from home, here is a story (Scam), which happened to one of my friend. He went for some festival and there was a guy sitting with a big board saying “Earn money fast” Simple and easy form and survey filling job and work & earn from home. Guy was convincing enough, and to accept the offer my friend had to give 2000 INR ($40) for registration in the program. Later on, he received some online surveys which he gladly filled and after a month, the communication channel (Email) was not reachable (Email bounced back). The guy who hired my friend was nowhere to be found, and what do you think? Who made the money in the process? Someone sure did? And my friend got nothing even after his work. So, this is just one story and there are many.
Reason for telling you this story is not to scare you, but to show you the reality. Believe on things, when you verify and coming from a reputed person or brand. Else, you might end up working for hours and in the end Pay check will never arrive your bank.
Regardless of what a lot of internet users believe, generating income online can be pleasurable. There is plenty of different ways available on the internet today to make money online.

• Read: 10 reasons for making money online

Simple Easy Ways to Earn Money Online for Everyone:

Sale Stuff online :

How many times, do you visit sites like eBay, Amazon or similar type sites in a month? How many times, have you spotted antique, second-hand stuff on sale and that too for cheap price.
Well, online marketplace is one of the easiest way to earn money without sweating a bit. All you need to do is, find those stuff which you are not using any more. It could be anything, starting from your Cell-Phone, books, electronic appliances to a Pin used by your Grandmom.
All you need is a good marketing skills (Which is like writing sells pitch), take some good images and put your stuff online for sale. Check the price of related stuff and keep your price competitive. Try to maintain a brand of yours for longer run. You can also pick unused or outdated stuff from your friends or relative site and you can start selling them. Remember: Stuff which is not very useful for you, might be useful for many. Sometime, you end up getting good price for the same.
Register as a seller with eBay, Amazon or a similar type of online marketplace. Remember that you will require having besides a PayPal account or a bank account to sell your things online. The instant you register with a trustworthy online marketplace, proceed and record your belongings for sale. One more thing, that if you want your things to be sold quickly, then set such a price tag for that particular item that may sound reasonable and one can afford to buy it. Here is a guide which will help you to get started as a seller on eBay.

Set up an Online Blog

If you like writing and you can express yourself or your expertise area in the form of writing, Blogging or freelance writing is a great option for you. How many of you have been reading about Blogger making money online and earn from Adsense. Blogging, is the best way to start. You can quickly create a free Blog on BlogSpot and create Adsense account and start making money. Blogging is not a rocket science and one of the simplest way to increase income and pay few of your bills.
Now remember that traffic converts in to payment so you’ll need a handsome amount of traffic to your blog. You can comment on other reputable blogs and can make links with other blog owners to divert some traffic to your blog. Next, paste Google ads on your blog or propose advertising space on your blog.

Online Paid Surveys

This method is the most common amongst all! Now let me explain you how these online surveys work. There are survey companies that usually pay internet users for their opinion or views for famous products and services. A number of survey companies have send contestants free products or services to try out. If you are searching for an entertaining method to make money online, think about registering with a trustworthy survey company and go ahead!
Though before, you register for any online survey program, make sure you read TOS. As many program accept participants from specific countries like U.S or Canada and so on.
Though, I highly recommend to be careful or let it be the last way to earn money, as finding a good site which pays for surveys is tough and there are many scam involves with paid surveys.
You can try Google user research, which is another legit way and since it’s officially by Google, you can trust on this.

FreeLance Writing:

I mentioned about Freelance writing above, but again I’m putting it here because it’s different from Blogging. If you have good writing skills, being a freelance writer, you can earn a decent amount and more over, you need not need to face the tech hassle which happens in maintaining a blog. Also, Blogging takes time to pay but with freelance writing you will be getting paid instantly upon completion of your work. You can always find people who are looking for freelance writers in your network or you can use online sites to find freelance writing work.
There are two ways you can pick: Expert writing or random topic writing. You can either write article based on your expertise, for example, if you are a network administrator in your company, you can always write detailed articles based on Network security and such articles get paid really high. Or simple way is, you will be given topics (Could be anything from sex to death), and you need to research and write an article from 300-1500 words. In the second level, you will be getting paid based on article length and also the quality.
If freelance writing options fits your requirement, you should consider reading how to promote freelance writing & Websites to start freelance writing career.

Forum Posting:

I’m not going to cover this topic in detail, as we have already covered one such topic in the past. Just a quick recap, forum posting is another interesting way to earn money. Though, the payout is not very high but again here you will be engaging with other users in a forum and commenting. This is something, which is meant for every age group and if you are quick with your computer skills, it’s can add a bit into your passive income. You can get more details about this from below mentioned post:

• Helium : Make money with forum posting
• PostLoop : Earn money by Forum Posting

Video uploading on YouTube :

This is so far, one thing which everyone can do and make money. How many times, have you spotted advertisements on Youtube videos. Until, I got to know about money-making opportunities via YouTube, I never knew a normal user like you and me can earn income by Uploading videos on YouTube. It doesn’t have to be a technical video, it could be anything from funny to serious one.
Though, video needs to be original and you can upload videos on You tube and monetize it using Ad-sense. Here are some articles which will help you to get started.

• How to get Youtube Partnership
• How to make money from Already uploaded Youtube Videos

In all the above options, I found monetizing YouTube videos to be the easiest and simplest way to earn passive income. You need not need to spend a lot or buy handy cam or any such gadgets, a good smart phone video recorder can do the magic. Just be ready to capture some crazy moment. Women who stays at home, they can consider starting a cookery video show or similar stuff. If you are good with Yoga, Exercise, you can create your own DIY videos and upload it on YouTube and enable ads on them.
There are endless opportunities and options which you can select and make easy money online. Try to stick to one for some time and see which works and which doesn’t works for you. One of the most common mistake which people do is, they try multiple options at one go, and in this process they never explore the power of one. For example, in this article I mentioned about Selling stuff, freelance writing which need a little bit of expertise. But stuff like Forum posting, YouTube videos and surveys are one of the simplest and easy ways to earn money online from home.
We will share some more cool ideas in the future, you can join us on Facebook to keep getting more updates and options to earn from home.
This is a guest post by Gourav. If you would like to submit a guest post at ShoutMeLoud, check our guest posting guidelines.

10 Ways to Make Money from Home

Need some extra cash? There are dozens of legitimate work-from-home opportunities available, and many let you get started without paying a cent. Here are just a few easy ways you can make money from the comfort of home.
1. Sell your own arts and crafts projects
Thousands are putting their creative skills to use and selling their artwork or craft projects online. You can join communities such as etsy.com to set up a storefront and start selling your latest works today.
2. Set up a home-based bakery
If you enjoy baking and want to bake for special occasions, parties and local events, all you need is a food sales license to get started. (Check with your state's department of agriculture to learn more.) You can sell baked goods from home and work with local restaurants or catering companies to start building your client base.
3. Sell beauty products
If you're a fan of Avon or Mary Kay products, consider becoming an independent rep for these beauty lines and make a commission on every sale. As an independent consultant, you also have the chance to host parties and social events to drum up sales.
4. Set up an eBay business
Do you have access to wholesale merchandise? Consider setting up an eBay store to sell your products to a wide audience. You can create an online store and start selling within minutes; you only need some basic digital photography and Web skills to make a professional storefront.
5. Make money writing articles online
You can write articles and get paid upfront from content publishers such as Associated Content and Demand Studios. These sites are looking for articles on hundreds of topics including gardening, crafts, travel, shopping, business and more. Writing articles is an easy way to get paid for what you know.
6. Become a tutor
Home-based tutoring services are looking for online tutors who have degrees or certificates in various subjects. If you have strong online communication skills and meet eligibility requirements, you can be a tutor for a K-12 student or college student who needs your help.
7. Maintain a blog
Bloggers can make a steady income writing about virtually any topic of interest and earn money through advertising. Making money with a blog can take time, so you need to be dedicated to get any return on your investment. Still, the effort can be worth it, especially if you have specialized knowledge about a particular topic.
8. Sell gift baskets online
You can own and operate your own gift basket business without having to buy inventory with Web sites such as egiftbaskets.com. Gift baskets are delivered through a drop-shipping company, and you make a commission on each sale.
9. Become a virtual assistant
If you've ever been an administrative assistant in the offline world, transfer your skills online and do common tasks for clients. Web sites such as virtualassistant.org can help you get started.
10. Offer personal assistant services
Do you know some busy business owners in the local area? Consider offering personal assistant services to take care of everyday tasks such as grocery shopping, picking up office supplies and running other errands. You can get paid per job, or by the hour.
When you get past the scams and track down the legitimate work-from-home opportunities, you can start making an income on your own schedule.

Read more: Make Money from Home - Tips on How to Make Money From Home - Woman's Day

The 3 easiest ways to earn more money

In the seemingly infinite universe of ways to make more money, there are really 3 models that are relevant to you.
Learn these and you’ll know 90% of the basic options to make more money.
Most people who say it’s impossible to make more money don’t realize this. Some insist that it’s flat-out undoable, while others take an all-or-nothing approach. “You’re not going to invent the next Google, so what’s the point.” Yet, in reality, there are 3 models virtually anyone can use to make more money.
Let’s cover them so we can have a shared understanding of how to earn extra money as we go into more detail.
Thanks to Rasteroids for the great design. If you’re looking for a designer, use them!

I’m a big believer in not making things harder than they need to be. Sure, you could embark on a long, frustrating (and probably fruitless) quest to invent “The Next Big Thing” in social media or online gaming. But if you’re looking for the EASIEST and BEST way to make money, most people would be do well to stick to these three models.

The false ideal of originality

Originality is greatly overrated when it comes to earning more. Famous copywriter John Carlton once said that, in marketing, “the pioneers are the ones laying by the side of the road with arrows in their backs.” He’s referring, of course, to the delusional dreamers who thought they were inventing the next hot product but got burned by lack of research. Nobody wanted what these people were selling (no matter how much the creator loved it) and their quests to make more money became huge failures.
Think about it: isn’t that why we see so many reports about companies like Google and Facebook in the first place? Precisely because it’s so rare for people to get rich that way – and so common for people to fail? If creating the next Internet phenomenon were a reliable way to make more money, it wouldn’t be newsworthy!
That’s why these 3 models work so well. Not just because they’re simple, but because they’ve been TESTED by thousands of people before you. You aren’t staking your future on some random scheme that you “hope” will work. Instead, you’re applying your own talents to a proven model – which cuts your risk dramatically.

Which model is best for you?

Your job (now that you know about these 3 models) is to identify which one fits YOU best. Everyone is different. We all have unique circumstances, opportunities, strengths and weaknesses in front of us. For example: a college student working at a local grocery store probably isn’t going to negotiate a huge raise…but he could absolutely freelance. Conversely, a recent graduate who is two years into a corporate job is PERFECTLY positioned to negotiate.
The best way to make more money will vary depending on these types of circumstances. In any case, you should now have a much clearer understanding of HOW to make more money. The seemingly endless possibilities that overwhelmed you before are really just variations on the 3 models.
Next steps to make more money

Now you know the basics. So how do you turn it into a consistent side income of $1,000+/month? Join my private Earn1K insider’s list to find out:

5 Most effective Plugins For Making Money

These types of plugins all contain a performance history of monetizing blog posts, but it is essential to not really get too much enchanted when you are choosing which type to install. Here I am going to put forward the 5 most effective plugins for monetizing or making money.

Advertisement Booster

Advertisement Boosters from review my life initiates handling your different advertisements even more easy, as you are able to place them throughout your website, as well as throughout your content. One can make use of any kind of advertisement that one wants, containing Google AdSense, TradeDoubler, ClickBank, Amazon Associates, etc. within the enduring content of their WordPress blogs and pages. One can handle the number of advertisement on the basis of the article length, and also it is able to restrict who checks advertisement through post age, website visitor referrer as well as IP address. Advertisement can also be composed in any widget/sidebar area or in the article (top, bottom and random positions)

WordPress Purchasing Cart Plugin

This is simply an exceptional WordPress purchasing cart plugin, developed by Tribulant which lets the Word Press blog site admin to market both digital as well as physical goods on the internet also any type of services the admin opts to deliver. This particular thing is suitable for anybody who markets online training courses, practical training, prime support, or other non-product associated purchases which are service adapted. Making use of this exceptional wordPress plugin one can simply find out ways to earn money through their Word Press blog if it is by means of marketing digital products such as online services, ebooks, or any tangible goods.

You can arrange your different products and also compose them into different product categories. Include additional images in order to highlight your products to ensure that users understand exactly what they are actually buying and also put in digital downloads toward products if ever needed in order that users can safely install paid files through your website.

With providers, delivering methods, payment entries, product alternative fields, discount vouchers, product merchandise, affiliate products, and also many other fantastic features, one can easily run a whole featured internet WordPress shop which satisfies your needs. The price is just 54.99 dollars for an one website licensee, once you kick off to see a profits, you will overlook that you previously even invested that money.

The Amazon Website Associate Filter

I have no idea about you, yet I find the entire process of yourself invading together with setting up custom HTML web links for Amazon. com by means of the Associates Central, truly . Right now you don’t need to be worried about by devoting ages putting simultaneously hundreds of web links through Amazon. com, and that will motivate you to connect more often.

So now, I do not have to stress over this for the reason that not just is the plugin is performing every of the hard work for myself, but also it is putting links just where I could not have them until now.

Search Engine Optimization Wise Links

In case you’ve been really sticking to this site awhile, then it will definitely be obvious to you the fact that I love this particular plugin, since it’s very easy to fix up, and also has various benefits. The tip is probably that you enter different keywords, as well as you specify links to these people, to ensure that whenever these key words appear inside your text, they immediately redirect to various content which you have preselected. Undoubtedly, there are several uses to get this when you are attempting to boost your individual content, all over your particular website, since you can easily link to various articles, and also keep your users interested.

The asset of this particular plugin is the fact that you don’t need to just link to your website, you can also link to everywhere on the web, which can possibly be utilized for affiliate advertising purposes, or perhaps even simply to gain attention deriving out of a source which you’re referring to.

Cleeng Content Money Making

This one is a very awesome plugin, that enables you to market articles, downloads, videos and images whether it is an individual item, or a longtime subscription. Cleeng (pronounced as cleeng) is devised in an identical way to cable television, in which you must make payment to see quality content. One can restrict access to specific section of your website, which carries the relevant information that somebody is looking out for, as far as they have purchased the access.

Using Cleeng you can possibly market any specific item of content instantly from your very own website. It is absolutely a vibrant idea, however it seems as working up until now. This plugin can be considered a little threat full, relying on your market, and how conveniently provided the relevant information is, but it’s been proven to work. The great aspect of this is that one manage to keep 80-90 percent of the cash and also there are no other hidden costs; all payment fees, user support, software maintenance is taken care of. You just have to create the correct content which helps in doing strong markets.

Top 9 Ways Of Earning Money Online In 2012!

In a world such as today’s, where inflation is on the rise while salaries remain the same, every extra penny can be a blessing. Self-dependence is considered as the ideal situation to be in, especially among the younger generation. Because of the ever rising cost of living commodities and luxuries, more and more people are finding themselves working over-time for some extra salary, looking for better jobs, working part-time to cover their expenses, and so on. Hence, people want to look for alternate or parallel sources of income. And as they say, "where there’s a will, there’s a way". Indeed, there is not one, but many ways you can earn a few extra bucks. Many of these involve working online, meaning you can increase your income while working in the comfort of your living room!

Most of my blogger friends would know how they can earn money online through their blogs via monetizing them. But not everyone has a blog, even though creating a blog is as easy as creating a Facebook profile. Maintaining a blog, however, is not as easy. Hence, for such people, there are various other ways through which they could earn an income.

Freelancing

I hope you most of you know what freelancing is. It is basically working for someone else online and getting paid for it. By far, this has proven to be the most popular and most paying alternative to a regular office job. And in many ways, freelancing is better than regular jobs. Firstly, you get to do the work that you choose, so that you have some interest in it. Secondly, there's a wide range of stuff you can do. You can write articles, translate papers, do programming assignments for somebody, or take up large corporate projects as a team. The upside to this is that, you earn good bucks. The downside is, yo have to abide by deadlines.

Freelancing is great. It's your own way of saying out to the world; hey! I am independent! I don't need a job! I have a life too! Although technically, you do have a job. But at this job, you can take a nap at anytime and do whatever you want, so long as you do your work.

If you want to look into this, you can try 5 Ways To Win A Job As A Freelancer For Beginner. Or take a look at the Top 10 Freelancing Tips.

Online Surveys

There are many websites out there that are looking for people who would help them in their research and fill out surveys for them. Their aim is to get feedback and do market research on a product. There are website that are dedicated to finding out surveys available for you. One good example is SurveyScout.

Write Articles

Freelance writing is another great way of earning online. If you like writing, or if you are good at it, then you should consider this. Writing quality articles can earn you thousands of dollars per month. All you need to have is the right focus and of course, a good publishing platform where you can submit your articles.

As far as publishing is concerned, you can either self-publish, or submit your article to an article directory. You can either create a blog for self-publishing, or use Squidoo or Hubpages. Click to learn more about earning money through Squidoo.

If you don't want to self-publish, you can submit your articles to the top sites that will pay you for them. This is one of the best ways of earning online. Be sure never to plagiarize, however. Unique content is appreciated, while plagiarism might result in a ban on you. So be original, and you will be fine.

Data Entry

Data Entry is another popular money earning technique used by many people. But I must admit, it is a boring and time-intensive work. There are a lot of companies that want you to do their laborious tasks for them, without hiring a professional for the job. Usually, these tasks are simple. Entering one form of data into a form, organizing data, removing mistakes and errors, and so on.

Surfing and searching

Did you know that you can get paid to search on the internet? No kidding! Since the major search engines such as Google, Yahoo, Bing etc are monopolizing the industry, other smaller engines are left out. So to keep themselves going, they invite net searchers to use their engines, and offer rewards in return. One such company is Swagbucks, that gives you the chance to earn up to $5 per search! It's a neat little trick and I know some people who have started doing this to earn money. Another is InteradMedia, that pays $0.001 per minute of active search. The money isn't very substantial, but what's the harm in getting a few extra bucks every now and then?

There's another alternative way! Some website pay you to surf them! SurfBounty is a good one. All you need to do is stay on that site for a few seconds to register a "surf". Sit back as the dollars add up! Sounds great huh?

Earn Through Skype

About a month ago, I wrote a post in length about earning money through Skype. You can follow it here: Earn Money through skype. But the bottom-line is, with Skype, you can provide services such as tuitions to other people, and charge them for the call through Skype Prime.

Q&A Websites

Some Q&A websites will pay you to answer questions! Q&A websites are all about question that people ask. People ask all sorts of questions on such websites. So the websites hire people to answer those questions. So if you have a good general knowledge, why not give it a shot?

Play games to earn money!

Every app developer needs beta testers, who have nothing to do with the development of the apps. This helps them remove bugs and errors. With games, this is even harder.It requires a lot of man hours to test a game. So there are many companies that pay people to play their games, and provide feedback. That way, they can know if the project would be a fail or a success.

Ebay

Ebay is an advertising website where people put up classifieds for for things they want to sell, and then buyers contact the seller to purchase that item. If you are good at bargaining, you can take a shot at this. Buy products at a reasonable price, and then sell them again for a profit! This is how real estate works, except in that case, they are dealing with lands and houses and large property.

This was an essence of some of the things that I have learned. But by no means are they all the ways there are. You can find more ways at our sister blog Smart Earning Methods. Thanks for reading :)

Ways to Earn Extra Money 14 Easy Ways to Increase Your Income

Looking for ways to earn extra money? Then, consider these ideas:

Sell Things You No Longer Need

Are things that you no longer need or use cluttering up your home? Then, turn them into cash. Sell any items of value on Ebay, in the newpaper classifieds or at a consignment store. Then, have a yard sale to sell the rest.

• Where to Sell Your Unwanted Stuff for the Most Cash

Get Paid for Your Time Online

Did you know that there are companies that will pay you to read e-mails, to do web searches and to complete other online activities? It's true. Sign up with several of them, and get paid for the time that you spend online. Check out Volition.com for a list of companies to consider.

Get Paid to Take Surveys

Turn your opinions into cash by answering online surveys. Just sign up with several survey sites, and wait for the survey invitations to roll in.

• Get Paid to Take Surveys

Have Your Car Wrapped

Do you spend a lot of time on the road? Then, consider turning your car into a rolling billboard. Many companies – big and small – are willing to pay to have your car "wrapped" with their advertisements.

• Car Wrapping – Have Your Car Wrapped for Profit

Earn Money from Hobbies

Hobbies usually cost money, but that doesn't have to be the case. Find ways to turn your favorite pasttime into a source of income, and enjoy playing for profit.

• Ways to Earn Money from Your Hobbies

Bank for Profit

Many banks – on and offline – offer cash incentives for opening a new account (anywhere from $25 to over $100). Take advantage of these offers, and turn banking into a more lucrative experience.

Blog

Have knowledge that you'd like to share with the world? Then set up a blog, and put in the work to monetize it.

• Directory of Advertising Opportunities for Bloggers
• Earn Money Through Advertisements on Your Blog
• How to Earn Money from Your Blog (Other Than Using Ads)

Get a Paper Route

Paper routes aren't just for kids with bicycles any more. If you have a reliable vehicle and a need or desire to boost your income by several hundred dollars a week, a newspaper route could be the answer. Talk to your local newspaper to find out what routes they have available in the area.

Tutor

Are you a math whiz? A grammar pro? A chemistry master? Then, become a tutor, and transform your knowledge into a paycheck. Just advertise where parents are likely to look – on campuses, at the library, in the newspaper – and you'll soon build a list of clients.

Deliver Phone Books

Someone's got to deliver all those phone books, and it may as well be you. Contact your local phone company to find out what you need to do to apply for the job. Then, hussle those books from door to door for some extra green.
Note: Often phone companies will place an insert in with your phone bill to announce their need for deliverers. Keep an eye out for this advertisement, and act quickly when you see it.

My Dear Visitor,

Welcome to this exclusive website

This website is exclusively made for those of you who want to earn some extra income through home based jobs on internet, without any investment by working a few hours online daily.
Trust us, you will earn $2,000 USD plus from this month.

• Sounds good, but what kind of work is it?

  This is basically an online form filling job and you would be paid per form filling basis.



• Is it easy to fill online forms?

  Yes, this is very simple form filling job just like opening an email account in GMail, Hotmail, Yahoo, etc. and it generally takes less then 2 minutes to fill each form.



• How much I can earn by doing this part time job?

  You will be earning anywhere from 30¢-50¢ USD per processed form.

• But there are programs which are paying $1.00-2.00 USD/per form filling?

  Yes, there are programs which are paying $1.00-2.00 USD/per form in air. Not for real. Have you ever received a cheque from any service making such claim? They are making fools out of people. No one has received any cheque from them yet.



• Is this work really part time OR I need to do it full time?

  See, the work is neither part time nor full time. But it based on a simple theory, the more you work, the more you earn.



• OK, but what is the basic qualification to start this work?

  There is no basic qualification required to do this job but you should have basic internet browsing and english language knowledge.



• Is this work available worldwide?

  YES. You can do this work anywhere where you have an internet connection.



• How much time I have to put in to do this work?

  There is no minimum or maximum limit. You can work jut 1-2 hours/day (part time) or you can also work 12 hours/day (full time). It's up to you. But as we stated above, the more you work, the more you earn. Simple as that.



• How much can I earn through this part time work?

  Following is an estimate of your monthly earnings thru this part time work:

  Average No. of Forms Daily	Average Earning for Each Form	Average Earning Per Day	Average Monthly Income
  30	$0.40	$12.00	$360.00
  300	$0.40	$120.00	$3600.00

   

• Then how can I earn $2000.00 or more from this?

  If you process more than about 167 forms per day on average, you will reach that level. PLUS, we have a referral scheme under which you can earn $10.00 as signup bonus, and 10¢ to $10.00 USDfor each referral who joins through your referral link. Many of the members who are earning big do it thru referral scheme only.



• That's OK, but how can I refer people to earn more?

  Relax, we will provide you with tools, tips and ideas about how to refer more and more people to earn as much as possible, under your referral link without talking or contacting anyone. Full training and details are given in the members area.



• But when will I get paid?

  You will be paid once your account earnings reaches $40.00 USD. You will be paid thru At Par Cheque or via PayPal. Cheques would be issued on OR around the 20th of each month for the previous month's earnings. If your earnings does not reach $40.00 USD in any particular month then it will be carried over to the next month.



• Its really cool! Tell me how can I join this right now?

  
  
  

Unique Opportunity

Earn over $2500 USD per month doing part time jobs without any investment just working a few hours per day. Our data entry jobs is the simplest job available among work at home jobs.

• Free Registration
• Work from home or office
• $10 USD sign up bonus
• 30¢-50¢ USD per data entry form 
• Simple Form Filling & Data Entry Jobs
• Get Paid monthly by cheque/Paypal/Online Bank Transfer/Visa Money Transfer 
• Min. Payout $40 USD

Referral Program

Earn unlimited income from home without any investment and without any joining fees doing our data entry jobs.

• Refer others and earn sign up bonus & direct referral commission
• 10¢ to $10.00 USD each referral
• Payments Monthly By Cheque/Paypal/Online Bank Transfer/Visa Money Transfer
• Min. Payout $40 USD
• Free Training provided
• Limited Time Offer 

Data Entry Jobs for Members

Join us and try our data entry jobs a few hours per day. You can work from home doing part time jobs like data entry jobs, form filling jobs, data processing jobs, etc.

Most of our members earn big through our referral program only. We provide training on how to refer the members. Simply refer other members and get paid. This is amongst the best part time jobs available online. You will see your earnings increasing month after month with very little efforts. Yes, It is that easy and you can start earning in the next few minutes with our data entry jobs. There is no limit how much one can earn; The more you work the more you will earn.

Payments are made monthly via At Par Cheque/Paypal/Visa Money Transfer once your earnings reach $40 USD Cheques would be issued on OR around 20th of each month for the previous month's earnings.